Saturday, November 28, 2009

Black Friday Shopping Spree Turns Dark

Amelia Nosehart liked to fly through the malls to get a head start on Christmas. But a policy she’d purchased from California Health Insurance agent Matt Lockard literally helped save her sight when “shopping” went horribly wrong.

Amelia Nosehart’s favorite day of the year was the day after Thanksgiving when Rancho Bernardo shoppers could get a head start on their Christmas shopping with early bird specials. Retail stores in neighboring burbs would open at two, three, four, five a.m. in efforts to woo obsessed shoppers just like Amelia. But at Ye Olde Pet Shoppe what should have been a touch exotic, as 3:37 a.m. sprees go, almost turned deadly.

The chain store’s “exotic reptile” section was selling “baby spitting cobras” for an amazing $1.99 each. As Amelia joined the crazed throng of “early birders” she knew she had to have two or three of the venomous little critters, assuming they’d been defanged of course, as pets for her nephews Josh and Andy, both notoriously difficult to buy for. As Amelia nearly “flew” through to the front of the frenzied crowd of typical Black Friday bargain hunters, a glass case accidentally cracked open in the madness and she heard a slight “hsst” and felt excruciating pain in her left eye, the one with astigmatism.

Rushed to the nearest hospital for obligatory anti-venom treatment and eye cleansing, Amelia was obliged to stay overnight as a precaution, and called Matt Lockard, her friendly California Health Insurance agent at his office in Ventura, just to let him know what had happened at Ye Olde Pet Shoppe.

“Matt. Guess who this is? It’s Amelia. I’m in the hospital,” she said.

He kind of recognized her. “Like the legend?”

“Yes, sort of,” she said, “Guess what happened to me on Black Friday.”

“What?” he asked, remembering the policy he’d sold her just a few months back, covering just about any kind of emergency.

She provided the gory details, about the crowds, the frenzy, the early morning madness, and the baby snakes for her nephews.

“You’re lucky you can still see out of that eye,” Matt opined.

“I can’t at the moment. They gave me a patch. It’s still light-sensitive.”

“Oh,” Matt said, “but you sound so happy.”

“Why shouldn’t I be happy?” explained Amelia, “Ye Olde Pet Shoppe not only gave me the baby cobras for free, they threw in an EXTRA pair. They’re all in my semi-private room with me now in a convenient ‘holiday’ Plexiglas case. Josh and Andy are going to be absolutely thrilled!”

“I hope they have been defanged,” Matt offered.

Amelia squinted, feeling a twinge.

Go to Mattsinsurance4ca.com to get an instant health insurance quote and to learn more about California health insurance, California medicare supplements, California health insurance quotes.

Wednesday, November 25, 2009

When Turkey Raising Turns Foul

Twelve-year-old Gifford Sullivan was asked to raise a turkey for his family’s Thanksgiving dinner and … his turkey became a pet. Because of California Health Insurance agent Matt Lockard, the disaster that ensued was not made infinitely worse.

Gifford loved his turkey. No, literally. Gifford loved his turkey. A Sullivan family tradition was to have the eldest child raise a wild turkey that would, at the appointed time, a few days prior to Thanksgiving, be sacrificed as the family’s dinner. “Don’t get too attached to that turkey, Giff,” his mom tried to tell him, but such an admonition was useless. The animal-loving twelve-year-old had come to consider Isabelle (yes, the boy had already secretly named the hen turkey purchased to be slaughtered) a member of their family and a cherished pet. Every morning before school he’d gone into the turkey’s pen in the backyard of the Sullivan’s Oxnard home to feed, clean up after, and otherwise nurture the growing fowl; he was conniving for a way to somehow save “Isabelle’s” life.

Gifford’s siblings Wayne and Toby were relatively indifferent to Gifford’s conflict. “That turkey is going to be the best Thanksgiving meal ever,” teased ten-year-old Wayne, “it’s better than any store-bought butterball.” Nine-year-old Toby was even worse in his way, tormenting his older brother while acting innocent as a sacrificial lamb. “Which part do you like best? I go for drumsticks,” he taunted. Gifford would run off sobbing to the sanctuary of Isabelle’s backyard pen, to hug the bewildered turkey.

Finally, the execution day came. Godfrey Sullivan raised the axe beside the chopping block which was also in the Sullivan’s backyard, and just as the horrific scene with the turkey caught in the vise …
Gifford ran headlong toward his father, his only thought to rescue Isabelle as the axe was raised at the proper angle and began descending …

The axe fell and the boy screamed. Blood gushed everywhere. The family headed toward the nearest hospital’s ER, protected only cost-wise by a convenient family health plan sold to them the previous year by California Health Insurance agent Matt Lockard.

Gifford developed amnesia after the accident. “Did you get enough to eat?” his mom asked.

“Yeah, mom, but I got a question. How come I had to have veggie burgers instead of turkey like everybody else?”

Go to Mattsinsurance4ca.com to get an instant health insurance quote and to learn more about California health insurance, California medicare supplements, California health insurance quotes.

Wednesday, November 18, 2009

Cult of the Great Pumpkin

California health insurance agents pay homage to Charlie Brown’s comic strip deity.

In the legendary comic strip “Peanuts,” created by the late Charles Schultz, Shultz’s young hero Charlie Brown celebrated Halloween in a pumpkin patch where The Great Pumpkin sat. The cartoon boy with an “every boy’s” persona would ask the Great Pumpkin arcane questions about life; and in a manner of being, the inanimate orange harvest veggie assumed the stature of an odd deity – or at least a sage in the tradition of certain gods transported from Greek Mythology.

As a religion, such a pumpkin cult has its merits, and in these days of strident calls for health care reform, certain California Health Insurance agents have taken to visiting pumpkin patches in search of their own personal Great Pumpkin that may exist in the nether regions between Visalia and Fresno. For days the search for this orange quasi-deity has continued unabated, but although some giant spheroids, many with black features painted on them like human faces, have been located, none as of yet can be considered sacred or wiser than others culled from among their brethren.

“Where this Great Pumpkin resides…” proclaimed an excitable agent from the environs around San Bernardino, speaking aloud but in very muted tones, “makes him liable to be an oracle able to speak in tongues, or to offer wisdom, perhaps possessing a fluency understandable only to those who sell policies for every conceivable need, including but necessarily limited to the occasional health-related whim.” This agent soon attracted a considerable following with such talk, and the second Cult of the Great Pumpkin was born.

Finally, as All Hallows Eve approached, a sacrifice was needed, and bands of gathering California Health Insurance agents began roaming the entire state like insurance-minded dervishes. Choosing a suitable Great Pumpkin, even for pie, proved to be a dangerous undertaking once the attention of the real Great Pumpkin was attracted, and soon chunks of familiar faces began turning up everywhere, during the night and especially once the sun was up. In fact, the most introspective California Health Insurance agents, imitating Charlie Brown in a wondrous reincarnation of animated perpetual boyhood, began sitting Buddha-like in sundry patches all over California. Finally, an unfortunate California Health Insurance agent was indeed mistaken for that very orange veggie he’d been searching for. It was bound to happen.

Matt Lockard – California Health Insurance agency offers health insurance plans for individuals, families, and children. Also available are California Medicare Supplement policies. Go to Mattsinsurance4ca.com to get an instant health insurance quote and to learn more about California health insurance, California medicare supplements, California health insurance quotes.

Sunday, November 15, 2009

Catching Colds When You Don’t Sleep

A lack of sleep compromises our immune systems and makes us more susceptible to colds and flu. A California Health Insurance agent is there for you so that you can sleep better.

Autumn is not only holiday season, with year-end delights beckoning, it’s also “cold and flu” season, which fewer people choose to celebrate. Instead of Thanksgiving turkey and yams, and Halloween treats, think vitamin C and Echinacea. But what about sleep – not getting enough can suppress the immune system and create a likelihood of sickness.

As any California Health Insurance agent can tell you, poor sleep habits and susceptibility to colds and influenza go hand-in-hand – much like a germ-spreading handshake. Sleep, its quantity and especially its quality, can play a role in maintaining the body’s defenses.

In a recent study conducted by the Archives of Internal Medicine, scientists tracked 153 men and women for a fortnight (two weeks), monitoring the quality and duration of sleep that these experimental subjects experienced. Next, during a five-day follow-up, the subjects were quarantined and exposed to cold viruses. Those who slept an average of less than seven hours a night, it transpired, were three times more likely to become ill as those who slept for at least eight hours.

Sleep and immunity are apparently interrelated. Studies have found that mammals that require the most sleep also produce increased levels of disease-fighting white blood cells, but not red blood cells -- even though both kinds of cells are produced in bone marrow and are derived from identical precursors.

Researchers at the Max Planck Institute for Evolutionary Anthropology in Leipzig, Germany, have demonstrated that “good-sleeping” species resist pathogens (germs) with a special resilience.

California Health Insurance agents specialize in selling customized plans that allow their customers more sleep, as well as a better quality of REM sleep that facilitates dreams. If it’s known that you’re not sleeping enough, run; don’t walk, to the nearest office of a California Health Insurance agent before you catch a cold or flu bug. Celebrating the holidays is a lot more fun if you’re not sick – but if you do become ill, you’ll have the right coverage.

Matt Lockard – California Health Insurance agency offers health insurance plans for individuals, families, and children. Also available are California Medicare Supplement policies. Go to Mattsinsurance4ca.com to get an instant health insurance quote and to learn more about California health insurance, California medicare supplements, California health insurance quotes.

Wednesday, October 14, 2009

Teens Need Their Beauty Sleep

When 15-year-old twins, Alexander and Penelope, began developing a myriad of symptoms, it was a mystery until a series of visits to a nearby hospital’s sleep clinic began to produce some answers. Their frantic parents would have been even more in a tizzy if the hospital bills hadn’t been covered – thanks to their California Health Insurance agent Matt Lockard.

Alexander and Penelope were identical twins except for their gender. Blonde and blue-eyed, with perfect skin and on the cusp of being adults, the twins thrived during a marvelous summer. Tennis camp, sleepovers, surfing and swimming, camping, parachuting from 15,000 feet in their Dad’s twin-engine aircraft, the Smith kids played hard and slept hard, uninterrupted, for the months trailing the June solstice in the land of Ventura night. But when school began just before Labor Day, the teens began to change before their parent’s eyes.

Alexander developed a cyst under his left eye. Penelope began stumbling as if she were nearsighted although her vision had been tested in July at 20-10 left and right. Adolescence suddenly bred entire tribes of pus-filled pimples. Alexander became injury prone: When he tried to run he tripped most times, his perfectly proportioned legs no longer coordinated. “Something’s wrong,” Ashley, their mom, told Gary, their father, who was sure that there wasn’t. “It’s just the awkward stage,” he asserted.

“Are they both just being awkward?” Ashley Smith countered.

“They’re both teenagers,” Gary shrugged.

But the twins kept getting worse. Finally, because they did have a family plan purchased from California Health Insurance agent Matt Lockard, Gary relented and took both 15-year-olds over to Dr. Nicole Tesla, the family’s trusted primary care physician. When she examined them, she knew the answer almost immediately. “How much are they sleeping?” she asked.

“They go up to their bedrooms,” Gary said. “The lights are out. Of course they’re sleeping.”

“How do you know?” asserted Dr. Tesla. When she spoke, electric sparks seemed to give a bluish tint to her waiting room’s tepid air. She suggested they find out for sure. Both twins were wired to biofeedback equipment on school nights to satisfy Dr. Tesla’s medically-based hunch.

Was this equipment covered? Gary called Matt Lockard to find out. It was.

The results were amazing. The kids weren’t getting their REM, the productive kind of rest signaled by rapid eye movements. “Teenagers need their beauty rest,” Dr. Tesla concluded.

“Alexander needs his too?” Ashley wondered.

“He sure does,” Dr. Tesla pronounced.

“But they have to go to school!” Gary said. The solution seemed simple: a modified school day built around later mornings and longer afternoons, a 9-5 adjustment. It was as if a solstice had returned to the land of Ventura night.

Go to Mattsinsurance4ca.com to get an instant health insurance quote and to learn more about California health insurance, California medicare supplements, California health insurance quotes.

Swine Flu Survival Guide

When Suzie Porcine went to the “swine flu” assembly she asked questions. Word got back to her dad what his daughter had asked. Mr. Albert Porcine kept stressing how lucky they were to already have a family plan purchased from California Health Insurance agent Matt Lockard. But he was sensitive about certain matters.
Escondido High, where Suzie Porcine attended, held an assembly to educate students about H1N1 influenza, also called “swine flu.” Sample bottles of Purell and surgical masks were handed to each student as they entered the auditorium.

The Principal, Mrs. Viscera Wormwood, stood poised on the stage prepared to introduce the health official who would be discussing his “swine flu survival guide,” whatever that was. But Suzie raised her hand. “What is swine flu? I had nothing to do with it no matter what anybody says.”

“What do you mean you have nothing to do with it?” asked Mrs. Wormwood.

“Everyone says it’s my fault!” Suzie yelled back. Murmurs turned into snickers.

“Porcine means pig,” taunted Bill Roberts. He was a tenth grader with hairy arms.

Anticipating a potential legal crisis, Mrs. Wormwood asked Suzie to leave the auditorium. After the assembly had ended, Mrs. Wormwood called the Porcine home. Mr. Albert Porcine picked up. After Mrs. Wormwood explained, Mr. Porcine squealed with indignation. “I hate this politically correct anecdotal name for H1N1 influenza,” he ranted, “Is your school asking to be sued?”

This was the response Mrs. Wormwood had feared. “No,” the principal said. But she had no clue about how to contradict the man until … Suzie began sneezing and coughing, and phlegm started flying.

“What’s going on?” Mrs. Wormwood couldn’t help asking, “Is it Suzie?” The phlegm kept flying.
Mr. Porcine was speechless for a moment. “Yes,” he said, “she’s sick.”

“Could it be swine flu?” Mrs. Wormwood bleated in the manner of a sheep.

“Don’t call it that!” Mr. Porcine screamed into the receiver. He hung up immediately, but once he did, he headed off with his daughter to the nearest Urgent Care. “Don’t worry princess,” he said. Suddenly California Health Insurance agent Matt Lockard crossed his mind. At least we have a policy for emergencies, he figured.
“I hope I don’t have swine flu, Daddy,” Suzie rasped, her throat clogged with unspent mucus.

Albert Porcine started to correct his beloved daughter, and then stopped. “Let’s hope you don’t,” he managed, on the verge of tears.

Go to Mattsinsurance4ca.com to get an instant health insurance quote and to learn more about California health insurance, California medicare supplements, California health insurance quotes.

Maple Tree Allergy Maple Tree Allergy

All 13-year-old Billy Blalock wanted to do was rake his neighbor’s leaves to earn some spending money. When the sneezing fits began, the boy’s plans were threatened unless he could swallow a potent antihistamine prescribed by the family doctor. Thankfully, a California Health Insurance Agent had made the price of the pills a little easier for Billy’s parents to swallow.

Billy Blalock was eager to earn extra money. He needed a new skateboard and Playstation 3, but his parents were scrimping just to get by. His “job,” raking leaves at the Jones next door in their modest Rancho Bernardo ‘hood’, seemed like a no-brainer. When Sally Jones, a pert brunette thirty-something whom Billy considered “a second mom,” agreed to Billy’s raking after school, the teenager was elated.

“I can rake!” he exclaimed to Betty, his first mom, “I can rake!”

“Yes you can,” she replied deadpan, sort of like a 34-year-old feminine version of a Caucasian Barack Obama.

But a strange thing happened on the way to Billy’s raking. Underneath the Jones’s imported maple tree, an exotic from New England, Billy sneezed. He returned to raking. He sneezed again. He started raking again, a bit more tentatively this time. Suddenly he sneezed in a burst, once, twice, three times, perhaps a hundred times as he couldn’t stop sneezing. Billy was sneezing so hard he was crying. He ran away in tears from the poisonous tree straight to Sally’s ample bosom. “Second mom! Second mom!” Billy cried, “I can’t.”

“You can’t what?” Sally asked, noticing the tears in the eyes of her neighbor’s son.

“Rake,” Billy blurted, sobbing.

Billy’s real mom Betty decided to seek a medical solution since they’d purchased an individual child’s plan from a California Health Insurance agent. Dr. Quag was friendly to Billy at his office and patted his belly several times, which seemed a bit weird to the boy. The prescription, however, gave Billy hope. The doctor prescribed sixty milligrams twice a day of a drug called fexofenadine, also referred to as Allegra, and the funny thing was, Billy had even heard of it, having seen it recently on a TV commercial.

“Allegra,” Billy said, “I’ll be taking Allegra so I can rake by the maple tree!”

“Yes, you can,” said Dr. Quag, “if you remember to take your peach-colored pills!”

Betty was there too. “It’s peachy that Billy’s Allegra isn’t costing me out of pocket,” she said.

“Are they peach flavored?” Billy asked.

Matt Lockard – California Health Insurance agency offers health insurance plans for individuals, families, and children. Also available are California Medicare Supplement policies. Go to Mattsinsurance4ca.com to get an instant health insurance quote and to learn more about California health insurance, California medicare supplements, California health insurance quotes.